TD Bank Job - 31509103 | CareerArc
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Company: TD Bank
Location: Flemington, NJ
Career Level: Entry Level
Industries: Banking


TD Description

About TD Bank, America's Most Convenient Bank®

TD Bank, America's Most Convenient Bank, is one of the 10 largest banks in the U.S., providing more than 8 million customers with a full range of retail, small business and commercial banking products and services at approximately 1,300 convenient locations throughout the Northeast, Mid-Atlantic, Metro D.C., the Carolinas and Florida. In addition, TD Bank and its subsidiaries offer customized private banking and wealth management services through TD Wealth®, and vehicle financing and dealer commercial services through TD Auto Finance. TD Bank is headquartered in Cherry Hill, N.J. To learn more, visit Find TD Bank on Facebook at and on Twitter at

TD Bank, America's Most Convenient Bank, is a member of TD Bank Group and a subsidiary of The Toronto-Dominion Bank of Toronto, Canada, a top 10 financial services company in North America. The Toronto-Dominion Bank trades on the New York and Toronto stock exchanges under the ticker symbol "TD". To learn more, visit

Job Description

Job Description
Depth & Scope:

Works with more routine troubled accounts.
Accompanies more experienced staff on account meetings and provides input and assistance as appropriate
May make independent account visits for smaller, less complex accounts.
Meets with accounts and gathers financial, collateral, budget, business plan and other general business information
Explains workout process to accounts and compiles necessary information to complete analysis
Evaluates account information and prepares develops plan for resolution of loans
Executes workout plan of assigned adversely rated loans
Performs financial analyses and collateral reviews
Determines whether business plans and budgets are reasonable and attainable. Reviews liquidation plans if applicable
May negotiate with borrowers, principals, debtor Company management, attorneys, accountants, consultants, and others to secure appropriate repayment on loans for less complex agreements within parameters defined by workout decisions agreed upon with department management
Coordinates documentation preparation, reviews documents and finalizes workout agreements with accounts
Performs more routine financial analyses and collateral reviews, evaluates budget feasibility, consults with more experienced staff to make recommendations on workout terms to recover principal, interest and collection costs subject to department manager approval as necessary and communicates with accounts to finalize agreements
May coordinate with outside attorneys for less complex accounts, utilizing knowledge of legal guidelines and industry practices to limit attorney time
Monitors status of assigned accounts on an ongoing basis to ensure compliance with workout agreements; reviews financial statements, meets with Customers, checks on collateral and takes appropriate action as needed
Ensures the accuracy and maintenance of Customer records and files and updates information as needed

Job Requirements

  • Must be eligible for employment under regulatory standards applicable to the position.
  • Education & Experience:

    Bachelor's degree or progressive work experience in addition to experience below
    1-2 years related experience
    Credit analysis skills
    Ability to read, understand and interpret financial statements and tax returns
    Familiarity with a variety of commercial loans
    Understanding of workout strategies and techniques
    Strong negotiation and communication skills
    Strong Communication skills, both verbal and written
    Strong PC skills


    At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live in and serve, and creating an environment where every employee has the opportunity to reach their potential.

    If you are a candidate with a disability and need an accommodation to complete the application process, email the TD Bank US Workplace Accommodations Program at . Include your full name, best way to reach you, and the accommodation needed to assist you with the application process.

    EOE/Minorities/Females/Veterans/Individuals with Disabilities/Sexual Orientation/Gender Identity.

     Apply on company website