U.S. Bank Job - 31349535 | CareerArc
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Company: U.S. Bank
Location: San Diego, CA
Career Level: Associate
Industries: Banking, Insurance, Financial Services

Description

Conducts credit analyses including gathering, analyzing and interpreting all types of credit information on existing and prospective customers and portfolios. Inputs the data gathered into tracking and/or reporting computer systems and/or databases. Monitors customer accounts and/or loan portfolios in order to identify potential issues and thereby maximize credit quality and minimize the company's credit risk and potential loss. Sets up and maintains databases used to analyze accounts and/or portfolios. Prepares and presents credit reports to person(s) responsible for maintaining control over the credit standings of individual accounts and portfolios and for making lending decisions on new, renewal and extension loans. In some areas, this position may make credit decisions in a high-volume production environment. Generally furnishes information relative to credit inquiries to appropriate parties.



Qualifications

Basic Qualifications
- Bachelor's degree, or equivalent work experience
- Five or more years of experience in credit analysis and/or lending activities, or related experience

Preferred Skills/Experience
- Excellent credit analysis and analytical skills
- Thorough knowledge of credit administration, policy and procedures
- Thorough knowledge of economics, accounting, and finance
- In-depth knowledge of risk analysis
- Excellent technical report writing skills
- Excellent verbal and written communication skills

- SBA experience is preferred


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