U.S. Bank Job - 31807412 | CareerArc
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Company: U.S. Bank
Location: United States of America
Career Level: Associate
Industries: Banking, Insurance, Financial Services


At U.S. Bank, we're passionate about helping customers and the communities where we live and work. As the fifth-largest bank in the United States, we're one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an Equal Opportunity Employer committed to creating a diverse workforce.

The position is part of a team of fair lending and data analytics experts within the Risk Management and Compliance business line. This position is responsible for completing data analysis of minority lending and redlining risks across credit product types, supporting root cause analysis and business line oversight and performing credible challenge. Additionally, this position will assist with HMDA data analyses.


  • Executes data-driven quantitative analysis covering fair lending; consistent with regulatory and industry expectations
  • Executes code in analytics software/tools to perform analysis and provide results

  • Supports the development of root cause analysis related to redlining risks or HMDA data related risks

  • Completes fair lending reviews used to inform branch distribution and location decisions

  • Sources and analyzes internal and external data sets, including market data, branch location, and demographic data within the context of determining redlining or HMDA data related risk

  • Produces comprehensive written results and supporting documentation

  • Interpret results and communicates conclusions to internal management and business line stakeholders

  • Provides reports and/or presentations to management

  • Partners and collaborates across multiple business line, product and functional areas

  • Self-motivated individual that demonstrates initiative, flexibility, adaptability, and reliability


Basic Qualifications
- Bachelor's degree, or equivalent work experience
- Seven to ten years of applicable experience

Preferred Skills/Experience
  • 7 years of experience in fair lending compliance analysis

  • Expert level user of analytics software/tools, including data visualization

  • Expertise in SAS utilizing appropriate statistical practices and methodologies

  • Experience using large and complex datasets

  • Experience within data analytics functions and working with lending and HMDA data

  • Advanced degree in statistics/mathematics/economics

  • Maintain appropriate levels of technical writing documentation to support each analysis and meet analysis documentation requirements

  • Subject matter expertise in fair lending, with an emphasis in redlining and/or HMDA risk

  • Good banking knowledge

  • Experience with Tableau, VBA and/or SQL database programming

  • Excellent communication and presentation skills

  • Strong collaboration skills and proven ability to prioritize multiple projects with simultaneous deadlines with a high attention to detail and accuracy

  • Industry compliance certification

  • Former regulatory experience (e.g. CFPB, Fed, OCC)

  • Experience with the Community Reinvestment Act

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