NJM Insurance Group Job - 48477169 | CareerArc
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Company: NJM Insurance Group
Location: Parsippany-Troy Hills, NJ
Career Level: Associate
Industries: Banking, Insurance, Financial Services

Description

"You work for NJM? That's a great company!" If you're hired at NJM, you'll hear it over and over again from friends, family and neighbors. Why? Because NJM is committed to providing its customers with superior service, and great service goes a long way. Why else is NJM called a great company? Because our employees enjoy working here, are appreciated, and are provided with a terrific benefits plan including 401K match up to 8%. Employees who are hired at NJM often stay at NJM – many for the duration of their careers.

At NJM Insurance Group (NJM), a top-rated insurance company, NJM is looking for a Personal Injury Protection Representative who has excellent communication skills as well as strong organizational and time management skills.  We are looking for talent with and without prior experience in the insurance industry.

Hours: Monday through Friday, 8:00 a.m. to 4:15 p.m.

Salary: Salary is commensurate with experience and credentials.

Level I $47,251.75-$62,465.00

Level II $54,284.10-$82,594.85



To accomplish this, the PIP Claims Representative:

  • Review PIP coverages and/or identify coverage issues and investigate and analyze the loss event, the injury and other relevant information to make a determination as to coverage and course of action.
  • Evaluate claims for fraud indicators and potential underwriting issues and process appropriate referrals.  Conduct activities in compliance with state and company regulations and guidelines 
  • Render final coverage determination within regulatory guidelines: Maintain communication with involved parties during the course of the claim, via written and/or verbal communication, to provide relevant determinations and/or information.
  • Maintain communication with involved parties during the course of the claim, via written and/or verbal communication, to provide relevant determinations and/or information. Concisely and accurately document all actions taken throughout the course of the claim.
  • Manage all requests for medical treatment, durable medical equipment, PIP Care Paths, medical guidelines and policies, internal and/or external peer reviews and/or IMEs, when required, communicate determinations to appropriate parties within 3 business days.
  • Request necessary Independent Medical Examinations and render determinations for additional treatment or termination benefits.
  • Establish adequate medical and non-medical benefits reserves for the life of the claim and adjust reserves, if needed.
  • Calculate and issue non-medical benefits (wages, essential services, death benefits).
  • Demonstrates knowledge in NJ and in other states and is able to apply regulatory requirements appropriately.
  • Understands and applies all process and regulatory knowledge associated with arbitration and subrogation. Effectively utilizes all applications and manages time and responsibilities. 

Position Requirements (Skills, Traits, & Experience)

  • Excellent verbal and written communication skills, knowledge of Microsoft suite
  • Strong interpersonal and customer service skills
  • Good organizational, time-management, and data entry skills
  • Decision-making and multi-tasking capabilities
  • Bachelor's degree preferred
  • 3-5 years of claims handling experience preferred

Legal Disclaimer: NJM is proud to be an equal opportunity employer. We are committed to attracting, retaining and promoting a diverse and inclusive workforce that is fully representative of the diversity that exists in the communities in which we do business.


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